NeoPenn Life Strategies LLC helps families protect their income, prepare for retirement and care needs, and leave things in order. We explain each concept in plain language, look at your numbers with you, and you decide what, if anything, to put in place.
Education first. No pressure to buy anything.
Every service below starts the same way: we teach the concept, then look at your own situation together.
The things that keep a household running if life takes an unexpected turn.
If your paycheck stopped, what would your family live on?
Life insurance and disability income insurance replace income when death, illness or injury takes it away. We help you work out how much is enough and what kind fits your budget.
We can walk through
Life insurance you may be able to use while you are living.
Some life insurance policies let you access part of the death benefit early if you face a qualifying critical, chronic or terminal illness. We explain how these features work and what they cost.
We can walk through
Availability and terms vary by insurer and state.
Coverage that fits your household, your budget and your stage of life.
We help individuals and families compare health coverage options, and help people approaching 65 or already on Medicare understand their choices, before enrolling in anything.
We can walk through
Not connected with or endorsed by the U.S. government or the federal Medicare program.
The years when a paycheck ends and savings have to do the work.
Turning what you have saved into income.
Saving is half the picture. We teach the concepts behind retirement income, so you can see how your accounts, pensions and insurance could work together.
We can walk through
Education on insurance-based concepts. We do not give investment or tax advice.
Who would pay for care, and where would you receive it?
Extended care at home or in a facility is a cost that health coverage generally does not pay for. We explain the ways families prepare, so the decision is made ahead of time and not in a crisis.
We can walk through
Clear instructions for the people you love, and a regular check that everything still fits.
Make it easier for the people you leave behind.
Legacy planning is about who receives what, who makes decisions, and how to keep the process simple. We teach the concepts and help with the insurance side. An attorney prepares the legal documents.
We can walk through
We do not draft legal documents or give legal advice.
A second look at what you already have.
Policies and accounts are often set up once and never looked at again. A review checks whether they still match your life today, and explains anything you were never told.
Two kinds of review
A first conversation about your family, your goals and what you already have in place. You ask as many questions as you like.
We explain the concepts that apply to you and show the numbers, so you understand each option before choosing anything.
If something fits, we help you put it in place and review it with you as life changes. If nothing fits, you still leave knowing more.
Or call (610) 745-5995
You do not need an appointment to start learning. Join a workshop or run your own numbers, then talk to us when you are ready.
More from our strategy sites
Some of the people we teach decide they want to do this work themselves. Learn how to build a part-time or full-time practice with training and mentorship from our team.
Something else on your mind? Ask it when you request an appointment and we will answer it first.
We ask about your family, your goals and what you already have in place. Then we explain the concepts that apply to you and answer your questions. There is no obligation to buy anything.
Nothing is required. If you would like a review, recent statements for your insurance policies or retirement accounts help us give you useful answers.
No. Insurance products are offered only in states where the team member you work with is licensed. Each person's licensing is listed on Our Team.
If you decide to put an insurance product in place through us, the insurance company pays us a commission. Our workshops and online tools are free and open to everyone.
No. We are licensed insurance professionals. We teach financial concepts and provide guidance on insurance products within the scope of our licenses. For investment, tax or legal questions we encourage you to involve a qualified professional in that field.
Tell us what is on your mind. We will help you work out which of these services matters for your family right now, and which can wait.
